HOME INSURANCE

5 Things to Know About Your Ohio Home Insurance Policy

1. It also provides liability coverage for you.

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2. It doesn’t cover HVAC or similar systems, unless that specific coverage is added.

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3. Coverage can be for actual cash value or for replacement cost (considers inflation). Make sure you clarify how you’re covered.

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4. Insurance companies like to minimize risk. They may not insure certain pets, trampolines, or other risks. They may also want you to remove any potential dangers, including trees with branches hanging over your house, before binding or activating your policy.

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5. Damage caused by stupid or illegal activity may not be covered. Often times, these behaviors will void your policy.

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Call us today to discuss your home insurance policy!